Card Payments

1. Accepted Cards

IISHKI tokens can be paid for with Visa and Mastercard cards and with Elcart, the national payment system of the Kyrgyz Republic. Cards issued by Russian banks can use Mir, Visa, Mastercard and SBP.

2. Prices and Currency

The price of a token package is shown before payment. Users in the Kyrgyz Republic see prices in Kyrgyz som (KGS); other users see rubles or another currency depending on the payment method; the charge currency is shown on the payment page before you confirm. If your card currency differs from the charge currency, your card issuer converts the amount at its own rate. When you pay with a non-Russian card, the payment partner may add your country's tax (VAT or sales tax) to the package price; the total is shown on the payment page before you confirm. Tokens are a one-time purchase with no subscription and no automatic charges.

iishki.com plans renew automatically every month or every year and are paid in rubles (by Russian bank card or via SBP) or by non-Russian card, as chosen at checkout. Ruble plan prices include taxes; with a non-Russian card, the payment partner may add your country's tax (VAT or sales tax), and the total is shown on the payment page before you confirm; the amount, period and auto-renewal consent are shown at checkout. See the Recurring Payment Terms for charges and cancellation.

3. How to Pay

1. Sign in and open the token purchase with the Top up button in your profile or on the pricing page.
2. Check the number of tokens and the total, then choose a payment method.
3. Click “Continue to payment” to open the payment partner’s secure page.
4. Enter the card number, expiry date, cardholder name (if required) and the three-digit CVV2/CVC2 code from the back of the card.
5. Confirm the payment with an SMS or banking-app code (3-D Secure) if your bank asks.
6. Once the payment succeeds, tokens are credited automatically, usually within a minute, and the page shows your new balance.

4. Security

Card details are entered only on the payment partner’s page, which complies with PCI DSS and transmits data over TLS. Individual Entrepreneur Maksim Shelgunov never receives or stores the card number, expiry date or CVV2/CVC2 code. 3-D Secure (Visa Secure, Mastercard Identity Check) adds a further layer of protection.

5. If a Payment Fails

Your bank may decline a payment because of insufficient funds, limits on online or cross-border payments, incorrect card details or an unconfirmed 3-D Secure code. Check the details and try again, or contact your card issuer. If money was charged but tokens were not credited, contact us and we will check the transaction.

6. Paying with Cryptocurrency

Token packages can be paid for with the USDT and USDC stablecoins. Available networks are shown at checkout, for example TRON (TRC20), Ethereum (ERC20), BNB Chain (BEP20), Solana, Polygon and TON. Only fixed token packages are sold for crypto; plans and custom token amounts are not.

1. Choose a package, the Cryptocurrency method, a coin and network, and a receipt email.
2. The payment partner’s page shows a wallet address and the exact amount in the chosen coin. Package prices are in US dollars, and one stablecoin counts as one dollar. A blockchain network fee may be added; the total is shown before you send.
3. Send exactly that amount in the same coin and on the same network while the address is valid (the deadline is on the page). Funds sent in another coin or network may be lost.
4. Tokens are credited automatically once the transfer is confirmed on the blockchain, and a receipt is sent to your email.

If a transfer arrives short or after the deadline, tokens are not credited automatically: contact us with the transaction hash and we will check it. Individual Entrepreneur Maksim Shelgunov never gets access to your wallet or its keys; only the sender address and transaction hash are used to confirm the payment.

7. Refunds

Refunds go back to the card used for the payment, as described in the Refund Policy. How long the money takes to arrive depends on your bank, usually 3 to 30 business days. Crypto payments are refunded in the same coin and network to a wallet the User specifies.

8. Contacts

Payment questions: support@iishki.com, phone +996 700 254 961, Telegram @maksim_and_ai_support. Seller details are on the Operator Details page.